- Visa enables instant USD-backed stablecoin payouts, enhancing global payment speed and accessibility.
- Blockchain-powered Visa Direct removes banking delays, empowering creators and gig workers worldwide.
- Stablecoin payouts expand financial inclusion, offering transparent, borderless, and reliable digital payment options.
On Visa Direct, a new pilot program has also been introduced by Visa Inc. which allows creators, freelancers and gig workers to receive instant payouts in stablecoins. The program enables companies and platforms to issue USD-backed stablecoins straight to recipients’ wallets, enabling them to access money more rapidly and also to have increased possibilities to manage their income. The project is also a move towards incorporating blockchain-based payments into the financial system as it is an opportunity to have a quicker solution to the traditional transfer inside the banking system. In the Web Summit in Lisbon, Visa announced the pilot, which marked its growing responsibility in digital asset-driven money movement.
Transforming Global Payouts with Stablecoins
Visa reported that the pilot will enable businesses to fund their payouts using fiat currency, with recipients having an option to convert their money into USD-backed stablecoins like the USDC. Chris Newkirk, president of Commercial and Money Movement Solutions at Visa, said the goal is to give individuals access to money within minutes instead of days. He observed that the project is an advantage to both creators and businesses because it makes cross-border payments more dynamic and quicker.
Visa wrote that payouts based on stablecoin provide creators and gig workers with a stable store of value, especially in areas where currency valuations are unstable or where they have limited access to banking services. The system uses blockchain infrastructure to settle transactions in near real time, eliminating delays common in traditional systems like ACH or wire transfers. Blockchain technology records every transaction, ensuring transparency, auditability, and compliance.
The company referred to the results of the Monetized: Visa 2025 Creator Economy Report, which found out that half of the digital content creators choose digital payment options due to immediate access to income.
Expanding Access and Inclusion
Visa said that the pilot is already operating with select partners in the United States and that it plans to roll out the pilot to more partners in the second half of 2026 as regulatory clarity develops. The firm indicated that it will increase access worldwide as the demand of the services based on stablecoins increases.
This is in the wake of Visa having previously in September 2025 tested a pilot in which Visa Direct operations could be pre-funded using stablecoins. The new project, however, targets the end users directly by paying them directly in their pockets. Visa stated that the pilot has the opportunity to improve financial inclusion through cutting down on dependence on the conventional banks and direct access to digital dollars.
Combining its international payment system with blockchain performance, the new pilot developed by Visa becomes the next step in the converging of the traditional finance and Web3 worlds, making the stablecoin payments a new standard of money movement in the digital world.
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